Anything that needs collection, conversion, or payout between digital assets and the naira: cross border payouts, user funding and withdrawal, supplier settlement, and mass payouts. Pulse is modular, so you can use the whole engine or only the parts you need: collections, payouts, conversion, or wallets.
The settlement engine for digital assets and the naira.
Best execution on every transaction. Collection, conversion, and payout in any direction. One integration, programmable settlement.
24/7
Settlement, not banking hours
10min
Quote lock duration
0
Failed settlements to date
Live today:
Naira
USDT, USDC
Coming soon:
Naira
Pound, Euro, Bitcoin, xAUT
Digital assets in emerging markets carry the same problems.
Fragmented liquidity
Costs you: worse prices, thinner depth.
The rate itself
Costs you: quoting blind.
Unoptimised multi chain movement
Costs you: higher fees, slower settlement.
Unmanaged pair risk
Costs you: losses you cannot predict.
The wallet system
Costs you: everything, in one mistake.
Poor developer experience and the build itself
Costs you: months of engineering, every corridor—and the company you meant to build.
The solution
One engine. Every way money needs to move.
Choose what you need to move. Pulse changes the route, rules, and payout. Your integration stays the same.
Cross-border payout
Collected
USDTPartner wallet
USDTPartner walletPulse Engine
Collect
Convert
Pay out
Paid toNGNRecipient bank
USDT to NGN Checks complete- Funds receivedPartner walletCompleted
- Payout confirmedRecipient bankCompleted
What happens on every transaction.
Build on Pulse with the whole engine or only the parts you need. Your product, flows, and rules stay yours while five ordered steps address risk before money moves and optimize every transaction.
Quote
The engine streams a validated, fee-inclusive rate and locks it when accepted, reducing rate risk.
Screen
Required checks run before funds move. If one cannot complete, the transaction stops, reducing fraud and counterparty risk.
Route
Pulse selects the best available route and network for the transaction, reducing execution risk.
Settle
Funds settle from hardware-secured custody into named accounts and are recorded for reconciliation, reducing settlement risk.
Learn
Each transaction adds execution data that sharpens routing, screening, and settlement across the engine.
Stop settling for stitched-together infrastructure.
Compare a corridor assembled provider by provider with one engine for collection, conversion, and payout.
Pulse compared with a traditional multi-provider corridor setup
Corridor setupQuote certaintyPayout pathNetwork choiceCorridor changesLiquidity access
The Old Way
Stitched vendors.A separate provider for each rail and country.
Quotes that move.The rate can change between agreement and settlement.
Multiple handoffs.Correspondent legs and manual treasury extend settlement.
One chain per provider.You settle on whatever network your vendor happens to support.
More integration work.Each new rail and country adds provider specific setup.
Fragmented liquidity.Balances and provider depth remain separated.
With
Pulse
One engine.Collection, conversion, and payout through one integration.
Locked quotes.The rate holds for the life of the quote.
<10s after receipt.Payout starts once funds are received.
Programmable settlement.Any supported network, with the asset, chain, and rules defined per corridor.
Configuration, not code.Your corridor and rules are configured in one place.
Connected depth.Integrated liquidity is available behind one connection.
The Old WayWithPulse
- Corridor setup
Stitched vendors.A separate provider for each rail and country.
One engine.Collection, conversion, and payout through one integration.
- Quote certainty
Quotes that move.The rate can change between agreement and settlement.
Locked quotes.The rate holds for the life of the quote.
- Payout path
Multiple handoffs.Correspondent legs and manual treasury extend settlement.
<10s after receipt.Payout starts once funds are received.
- Network choice
One chain per provider.You settle on whatever network your vendor happens to support.
Programmable settlement.Any supported network, with the asset, chain, and rules defined per corridor.
- Corridor changes
More integration work.Each new rail and country adds provider specific setup.
Configuration, not code.Your corridor and rules are configured in one place.
- Liquidity access
Fragmented liquidity.Balances and provider depth remain separated.
Connected depth.Integrated liquidity is available behind one connection.
The most robust support for the cheapest and fastest networks
Collect and pay out across supported stablecoins, Bitcoin, tokenized gold, and local currencies, on the networks and corridors configured for your business.
Explore supported assetsConnected infrastructure
What Pulse brings together
Best-priced execution from connected liquidity
Access connected liquidity through one integration while Pulse selects the best-priced eligible route.
Rates you can stream
Stream executable rates into your product, then lock the price you approve through settlement.
Programmable settlement
Define the output asset, network, recipient, and rules for each supported corridor.
Compliance before value moves
Counterparty and transaction checks run before settlement, with a clear record for review.
Self-custody by design
Keys are held in hardware that even Pulse staff cannot reach.
Named accounts for collections and payouts
Identify and reconcile supported collection and payout flows without manual matching.
“At Tether, we believe stablecoins are the heartbeat of financial transformation. By collaborating with innovators like Pulse is a product owned by Shiga Digital., we aim to deliver financial access and efficiency to African enterprises. Together, we are not just imagining a future powered by blockchain technology, we are building it.”
Who builds on Pulse.
Anyone moving value between digital assets and the naira.
Add naira in and out.
Users move between NGN and stablecoins inside your app. Locked rate, fee inside it.
Developer platform
Integrate in minutes
Specify what comes in, what goes out, and who receives it. Then watch every flow settle in one dashboard.
Dashboard (opens in a new tab)
Every transaction tracked from quote to settlement, to the kobo, with data your finance team can reconcile and export.
Pulse docs (opens in a new tab)
Quotes, orders, webhooks, testing, and go live guidance you can read before you talk to us.
Three API calls: POST /v1/quotes creates a quote, POST /v1/onramp/orders creates an order, and GET /v1/orders/{id} tracks it to completion.
API (opens in a new tab)
Quote, create an order, and track it to completion with the same REST API.
Sandbox (opens in a new tab)
The same endpoints without moving real money. Build against production behaviour from day one.
Embed the checkout in your product, match it to your brand, and let Pulse watch for payment.
Start in three steps
Best execution on every transaction. Collection, conversion, and payout in any direction. One integration, programmable settlement.
- Step 1
- Step 2
Integrate
Connect to Pulse and test your flows in a sandbox that mirrors production.
- Step 3
Transact
Go live, run your flows, and monitor everything in your backoffice dashboard.